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Want it

Get your new Daikin air conditioner and pay later with ZIP money

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Have it

Air conditioning today, without the finance

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It's yours

A 10% deposit with flexible interest free payment options for 12 months

Zip pay

Sound great? How does interest free air conditioning work?

With summer around the corner this is a great offer to take advantage of. Zip allows you to order today and pay later, interest free for 12 months. With a 10% deposit and your choice of payment plans for 12 months. Secure your interest free air conditioner today with the click of a button.

Frequently asked questions

What is ZIP Money

Zip is a reusable money account that allows you to buy now and pay later. With the convenience to shop instore or online and flexible repayment options to suit your needs. Note: an additional 10% deposit is required as per payment terms for your Daikin interest free air conditioning unit.

How does it work?

Simply choose your preferred repayment option of weekly, fortnightly or monthly. With repayments starting as low as $40 dependant on your account credit limits, above this the amount is set by you. Each respective Zip purchase comes with its own interest free period. Pay off your purchase within this period and be charged no interest. Once this period lapses interest will be charged at 19.9% to any remaining balance.

With the flexibility to pay off more at any time or pay the balance off in advance with no penalties. Once paid off your Zip account remains open without any additional fees ready for when you wish to make your next purchase.

Are there any fees or additional interest charges?

Every Zip money purchase comes with a minimum 3-month interest free period. We offer clients up to 12 months interest free. After this period a standard interest rate of 19.9% p.a applies.

Depending on your account limit there may be a one off set up fee which will be added to your balance so there is no payment required upfront. There is a $6.00 per month account keeping fee, which is waived if your closing balance is zero by the due date.

There may be a $15 late payment fee charged on any repayments that are missed, overdue or below the set monthly minimum repayment. An Additional $5.00 bank dishonour fee will be charged if your scheduled payment is rejected or dishonoured by your bank.

How do refunds work?

Speak to the retailer from whom you made the purchase, if they approve a refund, we will process the refunded amount back into your Zip account. If this puts your Zip account in credit you can contact us directly to have the amount refunded to your nominated bank account or simply use it for your next purchase.

How does interest free work?

Zip charges a small fee direct to the retailer on each transaction, just like credit cards do. This fee allows us to provide you with interest free terms.

Am I eligable

To be eligible to apply for a ZIP account you must be:-

  • An Australian citizen or permanent resident
  • Over 18 years of age
  • Be employed in some capacity with minimum earnings of $300 per week
  • Have not declared bankruptcy or insolvency
  • Have your application processed and approved through Zip Pay lending criteria